Posted on Wednesday, 30th December 2009 by chrisjones

I don’t vent.  I don’t blow up.  I think that kind of negative emotion is counterproductive and I fight it.  Still, I’m mortal.  Sue me.
The enemy of growth is uncertainty.

I am a gardener some of the year, in my spare time, and I have about a hundred houseplants, and I’ve learned a few things from [...]

Tags: government, HERA, HVCC, Lehi mortgage, RESPA
Posted in Blog & News, General | Comments (2)

Posted on Wednesday, 23rd September 2009 by chrisjones

I’m not sure how to say this without making myself unpopular, so I’ll just go for it.
HVCC is here to stay.
I’ve written before, several times now, on the Home Valuation Code of Conduct (HVCC), which has been widely blamed for depressing home values and causing borrower and buyer and seller and Realtor and mortgage professional [...]

Tags: appraisals, HR 3044, HVCC, Kanjorski, lehi lender, Lehi mortgage
Posted in Blog & News, General | Comments (0)

Posted on Thursday, 23rd July 2009 by chrisjones

Note: this is a long post.  It is fairly involved.  But the issues addressed are complex and critical to understand.  If you take the time to read all the way, you’ll be glad you did. Appraisers, loan officers, and Realtors, this especially applies.
On May 1, 2009, Fannie Mae and Freddie Mac agreed to abide by [...]

Tags: appraisals, HVCC, lehi lender, mortgages, Realtors
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Posted on Tuesday, 16th June 2009 by chrisjones

Technical mortgage warning: this post is intended to mortgage industry professionals, and believe it or not, we’re interested in what it says.  You probably won’t be, and no one will blame you for clicking here and going to somewhere more fun.
The Home Valuation Code of Conduct (HVCC) is causing a firestorm of controversy and a [...]

Tags: AMCs, HVCC, utah mortgage broker
Posted in Blog & News, General | Comments (8)

Posted on Thursday, 4th June 2009 by chrisjones

Technical Mortgage Info Warning: parts of this article are not intended to be comprehensible to the man on the street. I know some mortgage professionals that won’t understand them either, though, so don’t feel bad.
There is a lot of chatter on the ‘net about the Home Valuation Code of Conduct (HVCC), most of it centered [...]

Tags: HVCC, mortgage industry, mortgage loans
Posted in Blog & News, General | Comments (3)